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“90 DAYS SAME AS CASH” PROGRAM

Interest Free Credit Simply by Using a Checking Account!

Express Funding Group is pleased to announce that we have created two electronic versions of our already
successful multi-check PayDay program.

Including one in which we provide ADVANCE FUNDING!

Never before has a Multi-Check / Hold Check Program offered your merchants the opportunity to get paid in
advance
while allowing their customers to take advantage of the “90 Days Same as Cash” option!

And… we provide the full guarantee!

And… we use the POS terminal and Check Imager to process these electronically!

Business Financing

Here’s How It Works!

Retail "PAYDAY Express and Express Plus" Program

1. In either of the new service options the merchant must use a Verifone based Omni terminal (excluding 3200/3300) and check imager as all checks will be electronically deposited via the EFG Check21 processing option.

2. Immediately after having received their voice authorization approvals (like "Retail PayDay") the merchant will run the checks and customer acknowledgment through the POS terminal / imager to "capture" the data and images for subsequent uploading to the EFG data center.

3. EFG will automatically transmit the images on the appropriate deferred deposit dates (typically at 0, 30, 60, and 90 days) and settle the funds 1 day later to the merchant.

4. For Payday Express Plus, we advance all settlements to the merchant on or before the 3rd business day following the batch closing!

 

Here is the Solution

(1) The New RETAIL PAYDAY “EXPRESS”

This program offers the same “90 day same as cash” convenience, only now your merchant no longer has to make a trip to the bank to deposit the checks, or incur bad check service charges, or mail the physical check to us for reimbursement in the event it bounces. We automatically debit the consumer’s bank account at each deferred deposit date via Check21 image deposit while settling the funds directly to your merchant’s bank account electronically via ACH credit.

(2) The New One of a Kind ... RETAIL PAYDAY “EXPRESS PLUS”

This program is by far the most exciting program of all. This is identical to the new “EXPRESS” program, but with this option your merchant is funded 100% of their monies IN ADVANCE, and not waiting until after we electronically deposit the images! Your merchant’s customers will have their accounts debited over the 90 day period while your merchant gets ALL OF THEIR MONEY as soon as the batch is closed!

This is so unprecedented that EFG has submitted the unique variable attributes of this process for patent approval. Can you blame us?

We are thoroughly convinced that Retail Payday Express Plus will generate more sales for your merchants which, of course, means you will…

  • Be able to fill more orders
  • Provide credit to customers who place large orders
  • Get away from collections on those frustrating slow-to-pay clients
  • A great source of working capital
  • Get ahead of your competition by being able to grow faster
  • Provide your customers with a flexible spending program to make it easier for them to buy from you
  • Ability to take advantage of vendor discounts
  • Have immediate funds for payroll or taxes
  • Ability to purchase needed equipment or supplies quickly

EXAMPLES OF APPROVED INDUSTRY TYPES
  • Home Improvement
  • Appliance Purchases
  • Furniture Purchases
  • Automotive Repair / Tire Sales
  • Medical / Dental / Veterinary
  • Bedding / Mattress Purchases
  • Tile / Flooring / Carpeting

click here to start your application now »

 

For more information please speak with one of our small business financial service specialists toll free 866-348-1741



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